My sister and her husband are having some problems lately. Today I went over to her house while her husband was at work so I could talk to her about how to file for bankruptcy. We have to keep it a secret right now. She said her husband refused to consider it and he didn't want her to mention their financial troubles to anyone. I think my sister is doing the right thing, though. I think she has every right to be educated about all of the options. I know, for sure, none of us are looking down on her for it. I think her husband is the one in denial. He made a bunch of foolish purchases like the boat that always seems to need some type of repair. I've seen how he spends money and I think, sooner or later, he's going to realize that he needs to know how to file for bankruptcy. My guess is that it's going to be unavoidable. I definitely know it wasn't my sister's expenditures alone that go them into this mess. I'm so proud of my sister for taking full responsibility for her end of it. It's inspiring, really. Seeing how calm and responsible she's being about it all makes me want to do a better job with my own finances and with things in my own life.